wondering what you kansas boys paid to have your whaet cut.cutters here in w ne. are charging 20's($20@acre- 20cents@bushel over 20-20cents@bushel to haul) seems like hiway robbery with cheaper fuel and wheat prices in the tank.
That's why everybody has their own combines, grain carts,
and semis. This is especially important with a hailed out
crop that is not worth cutting, but the insurance appraiser
says there's 11bu/a out there when you know there might be
5. If you have your own machinery, you can take it to
harvest and force the insurance company to pay off the true
amount. You can't afford to pay a custom cutter period, much
less hire a custom cutter to force the insurance company to
do the right thing.
BTW, custom cutters are some of my best friends. lol.
la345: Up here it is just the opposite. If you got hailed
out, you probably are in a hurry to plant another crop.
We leave unharvested strips for the appraiser to look at
later. Then, you cut the entire field to get whatever
monetary gain you can and help prepare the field for
planting the next crop. You have to have the OK of the
appraiser. Sometimes, they run out and tell you where
to leave the strips. If they know you and have worked
with you in the past, sometimes they tell you over the
phone what they want. Either way, you have the income
of what you cut, or seed wheat, and the insurance company
has to pay off the balance. Your banker is giving you
an Operating Line based on the Total Guarantee-Premium.
If the appraiser screws you on the appraisal, you're going
to come up short.
22's is what I was quoted---last year they were 23's----fuel
went down, BUT what else, NOT the machinery costs, or labor,
so like 48 said---WE do harvest some acres that do NOT pay--
with GPS, monitors etc, we can tell the adjusters how many
acres were harvested for "this" many bushels---he can come out
and look, if he doesn't agree with the acres, it is his
time and duty to do the measuring---we try to keep it relatively
straight line so if there is a question, no problem in measuring
but when you know the adjuster is an @zzhole some circles
in the middle and a few zigs and zags to make his work
enjoyable. Most adjusters are good, but we got rid of one
by just telling the company he was NOT doing the adjusting,
and after so many others do the same, he just doesn't have
a job. It is a little like life--a two way street. Peersonally,
I'd hate to try to make payments at 22 with some of the
help the cutters have to use, and then there are some of
the customers to put up with.[}]